Comment: This website has detailed information about everything you would ever want to know about insurance regulation in Montana. Unfortunately, most of this information will be of much more interest AFTER you pass the exam and begin your career in insurance.
This website is useful for getting information necessary to reach specific individuals you may need to contact within the Division of Insurance before obtaining your license. For example, if you have previously held an insurance license in another state or in Montana, you should contact the department’s licensing personnel to see if any particular rules apply to you. Also, if you have a significant criminal record such as a felony, a prior bankruptcy, or child support payment issues, you may have a delay in obtaining your insurance license. On this website, you can find the people who know the answers to those kinds of questions. At 180 Licensing, we have found the staff members at the Montana Department of Insurance to be very friendly and helpful.
When in doubt about any technical licensing or regulatory issue, the Montana Department of Insurance is the authoritative administrative agency to contact. Their phone number is 406-444-4020.
Montana Statutes and Regulations
Comment: These are exact copies of Montana’s state statutes and regulations. The detail is overwhelming. Our recommendation is to not visit these two state sites unless you have a very specific issue you want to research.
Pearson VUE Testing Services
Comment: Working with the state of Montana, Pearson VUE has the contract to write and administer the insurance exams in Montana.
There are a lot of useful resources on this site, including:
Test Content Outlines. There are Test Content Outlines for each insurance exam administered by the testing company. But, the outlines are very broad and do not supply adequate detail. It is critical that any materials you use in your studies not only cover the key points in the Test Content Outlines, but also expand on them to provide the comprehensive information needed to pass the exam. That’s where 180 Licensing comes in with solid exam prep materials. Supplement our National prep materials with the state rules you received from another prelicensing education provider or your employer to position yourself to pass the exam.
Candidate Licensing Handbook. Pearson VUE’s website does have detailed information in the Candidate Handbook section that will be very useful if you have unique issues. For example, the Candidate Handbook covers I.D. problems, such as if you are in the process of changing your name and your I.D. does not match the name you are currently using. You will also find all of the helpful details regarding getting a refund of your test fee, rescheduling your exam date, making special arrangements if you have a testing disability issue, or determining whether the exam is offered in a language other than English. Dig into this handbook to get most of your questions answered.
Online Practice Questions. The testing company has online practice exams available. While these exams will give you a feel for how a test question is structured, the testing company cannot ethically sell you test questions. 180 Licensing has one of the largest practice test banks that we know of included as part of our exam prep packages.
Fingerprinting Services (IdentoGO)
Comment: According to Pearson VUE’s Candidate Licensing Handbook, Pearson VUE has contracted with IdentoGO By MorphoTrust USA (formerly L1-Enrollment) to provide digital fingerprinting at the following test centers: • Billings, MT • Missoula, MT • Helena, MT • Spokane Valley, WA. The fee for digital fingerprinting is $54.00, and includes the state DOJ and FBI check fees.
Candidates must first call Pearson VUE to make their exam registration. After scheduling the examination, you must contact IdentoGO By MorphoTrust USA who provides a digital fingerprinting service to schedule a fingerprinting session. You can contact IdentoGO By MorphoTrust USA at 866-761-8069, or here.
Online Licensing Service Website (NIPR)
Comment: The state of Montana has contracted with the National Insurance Producers Registry (NIPR) to provide you with an online license application portal. In most states for most major insurance licenses, the online licensing process has largely replaced the old paper application system. Check with the Montana Insurance Department if you have the need to apply by paper.
National Association of Insurance Commissioners (NAIC)
Comment: All of the state insurance regulators belong to this organization. The government regulators use NAIC to share information and create model legislation as guidance for the individual states.
Since this website is primarily oriented toward insurance regulators, we have not found the site to be as beneficial for someone preparing for the exam. But, a visit to this site can be instructive in a few ways. First, you will gain an appreciation for how complex the insurance industry is. Second, you will see the vast array of issues facing the insurance industry on any given day. And, last, you will find a number of the NAIC Consumer Guides very informative (such as the Shopper’s Guide for Buying Life Insurance, the guide on Deferred Annuities with Equity Index Features, etc.)
Disclaimer: 180 Licensing Exam Prep, Inc. makes every effort to ensure the accuracy of this article, information is subject to change. The final authority for the latest insurance licensing information is your state’s department of insurance.
Must Read: Our National online, self-paced, exam prep courses offered in Montana contain national insurance and general state law rules, but do not contain your exam’s specific state law content (about 15-20% of your exam). You must supplement our materials with your state’s specific state law rules. You may have access to such materials from your recruiter or another source. If not, we believe the best two sources for state specific insurance exam prep content in the state of Montana are either Connole-Morton Insurance Schools or America’s Professor. Our National courses are designed by award winning Professor Jerry Furniss and are excellent for getting you over the exam finish line the fastest and easiest way possible when supplemented with solid state law content. Go here for more information.