What is the North Dakota Insurance Exam Like?

North Dakota has contracted with Prometric, a testing service, to administer the North Dakota insurance exams. The North Dakota insurance licensing exam will test your knowledge and understanding of broad insurance concepts. The exam is also designed to challenge your reading comprehension, product knowledge, and test-taking skills.

The following are key points about the exam format:

  • Multiple Choice Questions.  All examination questions are multiple-choice with 4 possible answers. The typical question is short – usually just one sentence followed by 4 answer choices. Although there are short “story” problems on the exam, even those are quite brief. Even though the trend among many test writers is for longer questions, you will be surprised by how short the questions are.
  • Very Few Math Problems.  There are very few math questions and the math problems on the exam are very straightforward. Basic addition, subtraction, multiplication, and division skills are all the math skills required. (Please review our Math Problems Super Sheet found in your online exam prep materials to master the math problems.) The testing company provides you with scratch paper, but they do not allow you to use a calculator while taking the exam. 180 Licensing will provide you with sample math problems so there will be no surprises at exam time.
  • Read Key Words Carefully.  Test questions are not designed to mislead. However, just like any other exam questions, misreading the questions will impact your score. Words such as ALL, NONE, EXCEPT are often used and, if misread, can dramatically impact your score.
  • Question Types.  About 80 percent of exam questions cover conceptual knowledge, while the remaining 20 percent cover specific facts, such as number of days, dollar amounts, etc.

North Dakota Insurance Exam Details

You will take your exam on a computer, with your test results provided immediately afterwards. If you pass, you will not be given an actual score; if you fail, you will be given your actual score.

Minimum Passing Score.  North Dakota requires that you receive a 70 percent or higher score to pass the exam. In our experience, this score is difficult to interpret because the passing score is curved and questions have different weight values. So there is really no way to know exactly how many questions you have missed with any particular score. Our experience has shown that most students who do have trouble on the exam receive a score within 5 points of passing. The problem of course is that missing a passing score by 5 points does not tell you how many questions you actually missed. And, you don’t know which particular questions you missed either.

Passing the Exam Does Not Equal a License.  Passing the insurance exam does not automatically mean that you receive an insurance license. You must work with your employer in order to apply for and receive your insurance license from the North Dakota Insurance Department. (For more information about obtaining your license, see our article Steps to Getting Your North Dakota Insurance License.)

Where is the North Dakota Insurance Exam Given?

When you register with Prometric, you will be asked to specify a test center location. Several ways to find a location include:

Online Test Locator.  To find a test center that is most convenient for you by using the online Prometric Test Center locator, go here.

Reference to The Candidate Information Bulletin. 
You can also find the list of test locations by viewing the Prometric North Dakota Insurance Licensing Information Bulletin, here.

Test Locations in North Dakota.  Although they may be changed from time to time, the usual testing locations are:
Bismarck, West Fargo, Minot, and Grand Forks

Keep in mind it may be possible to take the North Dakota insurance exams in other parts of the country. Prometric’s North Dakota Licensing Information Bulletin lists those alternative locations, here. Per the Prometric Bulletin, “You may take the exam at any Prometric test center in the United States. Test center locations are subject to change. Be sure to verify the address of and directions to the test center before you leave for the exam. Go here and click on “Check appointment availability” to confirm the address and get directions.

How Do I Register For the North Dakota Insurance Exam?

If you have any disabilities that require special attention, be sure to contact Prometric well ahead of time to make special arrangements. When signing up for your specific exam date, keep in mind that examination time slots may fill up quickly.

  • Schedule Your Exam.  Use the links below to schedule and register for your exam. Be sure to give yourself plenty of time to ensure the location and date you prefer are available. We recommend scheduling you exam at least one week in advance.
  • Exam Registration Phone Number:  800-896-2272
  • Exam Registration:  Website
  • Register for Fingerprinting North Dakota requires that you be fingerprinted and undergo a U.S. Department of Justice background check. Make sure to register for fingerprinting when you register for the exam. (If you already have been fingerprinted in a past life, ask whether those prints will work. Often they will not work, especially if they are the old ink and paper, instead of the new digital fingerprints.)
    Per Prometric’s website, While fingerprinting can still be done at Prometric Test Centers, fingerprinting can also be done at the following locations. If you get fingerprinted at a non-Prometric site, you will be responsible for sending the appropriate payment and fingerprinting card to the state. See the Candidate Information Bulletin here for more details.
    If you want Prometric to scan your fingerprints, you must register for the fingerprinting processing service. You do not need to pass your exam in order to be fingerprinted.
  • Change a Scheduled Exam Date.  Keep in mind that if you need to change your testing time or date, Prometric will sometimes cancel your existing testing time before they can see if other time slots are available. Reschedule as soon as possible in order to avoid forfeiting your registration fee. Visit the online registration page to view/edit your appointment.

When Should I Schedule My North Dakota Insurance Exam?

We recommend that you plan to contact Prometric at least three weeks prior to completing your exam prep course. That will allow you to predict when you will complete the course and also give you the opportunity to pick an exam date that falls soon after finishing the course. If you take the exam too long after completing the course, it becomes more difficult to remember the details.

Which North Dakota Insurance Exam Will I Take?

The most common types of licenses and related exam names or numbers for North Dakota are listed below, along with fees and the time allotted for each exam. Students report to us that they normally complete their exams with time left over. But, be sure to watch the clock on your test computer to keep track of the remaining time on each exam. And, if you have any doubt as to which exam you need, your employer is the best person to ask.

Available Exams Number of Questions Time Allotted
Life/Annuity 100 2 Hours
Accident/Health 100 2 Hours
Property 100 2 Hours 5 Mins
Casualty 100 2 Hours
Personal Lines 100 2 Hours

*For a complete list of license types, visit the Prometric website and review the License Information Bulletin. Go here.

What if I Fail the Test? Can I Retake It?

Yes. Each state has a different rule on this and the rules change from time to time. The best source to find the answer is from the testing service’s handbook (see below).

Where can I Find Additional Information about North Dakota’s Licensing Exam?

Find the current answers to many of your questions from the North Dakota Insurance Licensing Information Bulletin here.


Disclaimer:  180 Licensing Exam Prep, Inc. makes every effort to ensure the accuracy of this article, information is subject to change. The final authority for the latest insurance licensing information is your state’s department of insurance.

Must Read:  Our National online, self-paced, exam prep courses offered in North Dakota contain national insurance and general state law rules, but do not contain your exam’s specific state law content (about 15-20% of your exam). You must supplement our materials with your state’s specific state law rules. You may have access to such materials from your recruiter or another source. If not, we may be able to assist you in finding such materials. Our National courses are designed by award winning Professor Jerry Furniss and are excellent for getting you over the exam finish line the fastest and easiest way possible. Go here for more information.