Michigan Department of Insurance and Financial Services (DIFS) will issue an insurance license to individuals who:

  • Are at least eighteen (18) years old
  • Have completed an approved prelicensing education course designated for the particular exam/license applied for
  • Have passed the proper licensing examination
  • Have completed a Background Check (after passing the exam and immediately/preferably one day before applying for the license)
  • Have submitted a completed online application with appropriate fee (exam certificate is valid for 12 months from date of passing the exam)
  • Meets all other applicable license requirements
  • Submits proof of citizenship
  • Have not committed an act for which a license may be denied, see here