What is the Utah Insurance Exam Like?

Utah has contracted with Prometric, a testing service, to administer all the Utah insurance exams. The Utah insurance licensing exam will test your knowledge and understanding of broad insurance concepts. The exam is also designed to challenge your reading comprehension, product knowledge, and test-taking skills.

The following are key points about the exam format:

  • Multiple Choice Questions.  All examination questions are multiple-choice with 4 possible answers. The typical question is short – usually just one sentence followed by 4 answer choices. Three different multiple-choice formats are used. These include direct question, incomplete question, and “all of the following are correct except.”
  • Very Few Math Problems.  There are very few math questions and the math problems on the exam are very straightforward. Basic addition, subtraction, multiplication, and division skills are all the math skills required. (Please review our Math Problems Super Sheet found in your online learning materials to master the math problems.) No reference materials, papers, or study materials are allowed while taking the exam. A calculator or slide rule is allowed and must be battery powered, solar powered, quiet and paperless. Calculators will be provided at the test center. 180 Licensing will provide you with sample math problems so there will be no surprises at exam time.
  • Read Key Words Carefully.  Test questions are not designed to mislead. However, just like any other exam questions, misreading the questions will impact your score. Words such as ALL, NONE, EXCEPT are often used and, if misread, can dramatically impact your score.
  • Question Types.  About 80 percent of exam questions cover conceptual knowledge, while the remaining 20 percent cover specific facts, such as number of days, dollar amounts, etc.

Utah Insurance Exam Details

You will take your exam on a computer, with your test results provided immediately afterwards. Your score will be shown on the screen and you will also receive a printed score report.

Minimum Passing Score Utah requires that you receive a 70 or higher score to pass the exam. Your overall score and grade is shown on the score report including the numerical percentage of questions answered correctly and if you passed or failed. Section percentages will not average to total percentage score because of the way questions are allocated to different sections. 180 Licensing takes this into account when preparing you for the exam.

Passing the Exam Does Not Equal a License.  Passing the insurance exam does not automatically mean that you receive an insurance license. You must work with your employer in order to apply for and receive your insurance license from the Utah Department of Insurance. (For more information about obtaining your license, see our article Steps to Getting Your Utah Insurance License.)

Where is the Utah Insurance Exam Given?

When you register with Prometric, you will be asked to specify a test center location. Several ways to find a location include:

Online Test Locator.  To find a test center that is most convenient for you, by using the online Prometric Test Center locator, go here.

Reference to The Licensing Information Booklet.  You can also find the list of test locations by viewing Prometric’s Utah Insurance Licensing Information Booklet, here.

Test Locations in Utah.  Although they may be changed from time to time, the usual testing locations are:
Lindon, Taylorsville, Salt Lake City, and St. George

Keep in mind it may be possible to take the Utah insurance exams in other parts of the country. Prometric’s Utah Licensing Information Booklet lists those alternative locations, here.

How Do I Register For the Utah Insurance Exam?

If you have any disabilities that require special attention, be sure to contact Prometric (888-226-8740) well ahead of time to make special arrangements. When signing up for your specific exam date, keep in mind that examination time slots may fill up quickly.

  • Schedule Your Exam.  Use the links below to schedule and register for your exam. Be sure to give yourself plenty of time to ensure the location and date you prefer are available. We recommend scheduling you exam at least one week in advance.
  • Exam Registration Phone Number:  888-226-8740
  • Exam Registration:  Website
  • Fingerprint Scheduling:  Consider scheduling your fingerprinting at a Prometric test center location. If you want Prometric to scan your fingerprints immediately after you pass your exam, you must register for the fingerprinting processing service. Note that you will not be fingerprinted if you do not pass your exam.
  • Change a Scheduled Exam Date Keep in mind that if you need to change your testing time or date, the Prometric will sometimes cancel your existing testing time before they can see if other time slots are available. Reschedule as soon as possible in order to avoid forfeiting your registration fee. Visit the online registration page to view/edit your appointment.

When Should I Schedule My Utah Insurance Exam?

We recommend that you plan to contact Prometric at least three weeks prior to completing your exam prep course. That will allow you to predict when you will complete the course and also give you the opportunity to pick an exam date that falls soon after finishing the course. If you take the exam too long after completing the course, it becomes more difficult to remember the details.

Is the Utah Insurance Exam Available in Any Other Language?

In Utah, the exam is not given in languages other than English. But, candidates for whom English is a second language may request extra time by filling out a Special Accommodations Request Form before registration. (See Candidate Information Booklet here.)

Which Utah Insurance Exam Will I Take?

The most common types of licenses and related exam names or numbers for Utah are listed below, along with the number of questions and the time allotted for each exam. Students report to us that they normally complete their exams with time left over. But, be sure to watch the clock on your test computer to keep track of the remaining time on each exam. And, if you have any doubt as to which exam you need, your employer is the best person to ask.

Available Exams Number of Questions Time Allotted
Life 100 2 Hours
Accident/Health 100 2 Hours
Property 100 2 Hours
Casualty 100 2 Hours
Personal Lines 100 2 Hours

*For a complete list of license types, visit the Prometric Website and review the License Information Bulletin. Go here.

Note:  You may request to take one or more exams during the same testing session. However, some must be taken individually.

What if I Fail the Test? Can I Retake It?

Yes. Each state has a different rule on this and the rules change from time to time. The best source to find the answer is from the testing service’s handbook (see below).

Where can I Find Additional FAQ’s about Arizona’s Licensing Exam?

Find the current answers to many of your questions from the Utah’s Insurance Licensing Information Bulletin here.


Disclaimer:  180 Licensing Exam Prep, Inc. makes every effort to ensure the accuracy of this article, information is subject to change. The final authority for the latest insurance licensing information is your state’s department of insurance.

Must Read:  Our National online, self-paced, exam prep courses offered in Utah contain national insurance and general state law rules, but do not contain your exam’s specific state law content (about 15-20% of your exam). You must supplement our materials with your state’s specific state law rules. You may have access to such materials from your recruiter or another source. If not, we may be able to assist you in finding such materials. Our National courses are designed by award winning Professor Jerry Furniss and are excellent for getting you over the exam finish line the fastest and easiest way possible. Go here for more information.